Health Care When Youre Retiring In Washington State

Planning for health care is a crucial part of your retirement planning. You’ll need to know your options for health care when you’re retiring in Washington state.

Health Care in Washington State
Washington state hosts premium health care treatments and facilities, but in 2011, the state made enormous budget cuts to health care and hospital services, affecting residents’ ability to access affordable health care.

The Washington State Department of Health and Social Services has resources to help you identify and locate the health services you’ll need when you retire. They can direct your attention to the services offered by different retirement communities.

Washington State’s Major Hospitals and Treatment Centers
The University of Washington Medical Center in Seattle was ranked the number one hospital in Seattle in 2011, and was ranked among the best medical treatment facilities in the United States (US News, 2011).

Tacoma General Hospital was ranked fifth in the list of best hospitals in the Seattle area and Puget Sound (US News, 2011). It was recognized for excellence in the specialty fields of urology and gynecology.

If you’re in Spokane or the surrounding regions, The Sacred Heart Medical Center or the Deaconess Medical Center are reputable institutions. The Saint Luke’s Rehabilitation Institute is the leading facility for persons recovering from brain damage, stroke, neurological disorders and other diseases.

Insurance Options for Retirees in Washington State
The basic insurance for American retirees is Medicare, which is available to retired persons over the age of 65. Depending on which Medicare program you’re enrolled in, it will cover basic services such as visits to the doctor, hospitalization expenses and prescription drugs.

If you’ve taken early retirement and you don’t yet qualify for Medicare, you may be able to take advantage of other services. Washington Basic Health is a program sponsored by the state to help individuals find low-cost plans from private health insurers, and it is available to Washington residents between the ages of 19 and 64 who do not qualify for Medicare or any other government-subsidized health care. The program usually has a wait list, so if you think you’ll need these services, try to apply as quickly as possible.

Health care is a necessary investment that you’ll need to consider when planning your retirement. This is especially true if you plan on taking advantage of the outdoor opportunities for retirees in Washington state, as you don’t want a twisted ankle from the hiking trail to bust your bank account.