Considering Health Care And Medicine When Retiring In Arizona

Health care and related issues are a primary concern of anyone who is making plans for retirement. Factors considered involve types of insurance available, prescription availability, hospitals, and so on. Learn about health care and medicine when retiring in Arizona.

State-Sponsored Health Insurance in Arizona

The government of Arizona maintains a universal health care system available to certain eligible Arizona residents. Eligibility is based on a number of qualifying factors. Some of these include the following:
• Those 65 years of age or older are eligible for Arizona’s Medicaid program, the state version of federal Medicare, regardless of any other factors or criteria.
• Anyone under 65 must be a legal resident of Arizona and have an income at or below 100 percent of the yearly-mandated Federal Poverty Line (FPL) to receive benefits from the Arizona Health Care Cost Containment System (AHCCCS).
Essentially, state health care is an entirely viable option for retirees over 65, while not being available to most other people moving to various Arizona retirement communities.

Health Care for Arizona Retirees With Pre-Existing Conditions

Since 2010, Arizona has participated in the Pre-Existing Condition Insurance Plan (PCIP) offered by the U.S. Department of Health and Human Services (DHHS). This program is a valuable resource for any retiree who has been without health insurance for a certain period of time.
Eligibility for the PCIP health insurance is contingent on several factors. Applicants must be citizens or legal permanent residents of the United States and not have been covered by health insurance for six months or more before applying. Additionally, you must have a pre-existing medical condition that has caused long-term detriment to your overall health, or have been denied health insurance as a result of this condition.

Hospital Quality in Arizona

The hospitals in Arizona are generally well-regarded. Three of them were ranked among the best hospitals in the United States for 2010 and 2011 by U.S. News & World Report. These prestigious hospitals include Banner Good Samaritan Medical Center, Mayo Clinic Hospital and St. Joseph’s Hospital and Medical Center, all located in Phoenix.
Outside of Phoenix, other highly regarded hospitals can be found in Mesa, Scottsdale and Glendale. In Mesa, the Banner Desert Medical Center is well-known for its diabetes, geriatric, orthopedic and neurological specialists. The Scottsdale Health Care